Showing posts with label life. Show all posts
Showing posts with label life. Show all posts

Tuesday, April 9, 2013

Credit Repair: Transform Your Life

Chances are if you're reading this article you or someone you know has had credit issues in the past or are plagued by bad credit right now. There are many reasons for you to make credit repair an immediate priority in your life. There are also many reasons that you might hesitate. Most people don't even know where to start or that it's even possible to repair your credit.

Credit reports are not fun to read. Past credit issues are not fun to think about and it can be embarrassing getting denied for a loan. But there is a lot at stake. If you are not interested in learning credit repair, consider hiring a credit repair professional to help you through the process. You can regain control of life. Over time it will cost you much less for credit repair than it will for you to have bad credit. Either way, whether you decide to have a professional do it or decide to do it yourself, it's time to do something about it now not when you are ready to apply for that mortgage, car loan, cell phone etc.

I started out by repairing my own credit. I filed bankruptcy about 2 years ago. Almost everyone I talked to said that I would have bad credit for 10 years after my bankruptcy. They didn't mean to misinform me; it's just what they've been told all of their lives. Well, I'm here to tell you it's just not true.

My scores at the time I filed were around 450 across the board. They are now around 700. I've been able to get a great interest rate on a brand new car, a few great credit cards and I know I will get a great rate on a mortgage soon.

I made a few mistakes when I started repairing my credit because I jumped into it. I've learned so much since then and I continue to learn more everyday. The more you know about personal finance and credit the better off you are. I help other people repair their credit now. I work full time as a credit repair specialist and also help people at my credit repair forum for free. People are amazed at the impact that a competent credit repair professional can have on their credit scores and on their ability to completely transform their financial life.

Credit repair can save you tens of thousands of dollars. It can bring you confidence and the lost knowledge that you have control over your own life. Simple put, life is much better with good credit.

It's time to take action. The first step is to learn how to repair your credit or consult a credit repair professional. You might be surprised to hear that your past credit problems are probably not the sole, or for that matter, the largest factor in your low credit scores. There are a terrible number of errors ranging from subtle misreporting to obvious redundancy that plague consumers and damage their credit scores. The first step in an effective credit repair program is to identify every single one of these issues and eliminate them. But there is more.

Real credit repair requires an intimate knowledge of the impact that every item on your report can have on your credit score. A credit repair professional will make sure that everything that can be done to improve your scores is being done correctly. You cannot afford to ignore anything.

You have the power to transform your own life. Please don't believe that because you have made financial mistakes in the past that you are destined to live a life of financial gloom. If you take action to repair your credit you will discover a whole new world of possibilities. You can make it happen.

Wednesday, February 13, 2013

The Every day life of the Aztec people

Very few is left today of the ancient Aztec city of Tenochtitlan. Most of what is left of this city lies at the bottom of Mexico city's Historical center. The city was largely destroyed during the Spanish conquest between the year 1519 and 1521 A.D, However, some of this remains can still be appreciated in the "Templo Mayor Museum" and in the nearby neighborhood of Tlatelolco. The visitor would normally appreciate the ancient ruins, but How did these people actually lived? How was their every day life and their social structures. This is an extensive topic which I will try to briefly cover in a series of articles. In the present one, I will try to cover the Aztec social divisions and how they evolved from the foundation of Tenochtitlan until the Spanish conquest.

As I mentioned in the previous article, when the Aztecs arrived to the central valley where Mexico City lies today, they were mainly a tribe of nomadic hunters with a very basic social structure. Every head of the family at that time was a warrior and a farmer. These family heads participated of larger discussions with other family heads. These discussions were the political center of the early Aztec "democracy", and were very much influenced by the Priests of the god "Huitzilopochtli", which had overall authority over most public aspects of the Aztec People.

This primitive structure evolved to give birth to more complex, differentiated social divisions during the XVth century. Priests were no longer involved with military and civil actions, and the influence of commerce had a big impact in the social structure, with traders occupying an important place. One man above all used to shine against all others, the Tlatoani, the Aztec emperor. The tribal democracy had finally given up to an aristocratic Monarchy.

The nahuatl word "tecuhtli", mandatory, lord, defines the upper class in the Aztec social division. They are the military, finance chiefs, and judges that solve the important issues. The ancient emperor of a city that was incorporated into the empire received the rank of "tecuhtli". Aztec gods also often receive this denomination: "Mictlantecuhtli", The lord of the underworld and "Xiuhtecuhtli", the fire god. Aztec priests only exceptionally received this rank, they used to have their own hierarchy. The rank of tecuhtli was acquired by election or by designation within a particular family. An analogy can be made with the feudal lords of the middle ages. Similar to the way it happened in Europe, a rural noble lord had a different category to a noble lord close to the king. In Mexico, the Tecuhtli of an isolated village did not have the same social status as one close to the Tlatoani, the Aztec emperor.

In terms of the social divisions, the Aztec city was divided in Calpullis, or neighborhoods, the calpulli is the basic nucleus of the Aztec social division. Each neighborhood had its own chief or "calpullec", elected by the people and assisted by a group of elder counselors, the "huehueteque". Few things of public interest were done without the approval of the huehueteque. The main task of the calpullec was to keep a record of the collective lands that belonged to the calpulli, these lands were distributed by parcels among the different families. Land was given based on certain labour conditions (i.e. agricultural production based on the type of crops) the calpullec and its counselors were in charge of making sure that these conditions were met by each family.